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You Think YOU Have A Bad Credit Score?


Posted by Non-Hamster on March 31st, 2010

In today's world credit has become extremely important.  Because of this, one's credit score has become something that people are always trying to find ways to improve because of how it affects your ability to obtain credit.

Now at one point or another I'm sure that we've all seen various lists of the things that can raise or lower that number.  How things like Late or missed payments, Bankruptcy, Periods of unemployment, Using more than 80 percent of your available credit, Etc can lower your credit score and make it harder for you to get credit when you need it

Then there's things that we all know can help improve your credit score such as Paying your bills in full and on time, having and keeping a job, paying down debts, Etc... At least that's how things work in the "normal" world.  As usual, things aren't always that simple here in nutjob hills.  In fact, sometimes it can get downright weird.

For example there's a guy that applied for a loan at the local Nutjob Hills savings and loan.  He had trouble getting the loan but the reason didn't have anything to do with the fact that he hadn't had his job for more than a week or that before getting that job he'd been unemployed for over two years.  It didn't even have to do with him being in debt to the tune of over $25,000.

He got turned down because his house only had one bathroom.  Apparently the bank wants to be extra sure that, if he defaults, they can sell his house to recoup their loss and somebody at the back decided that a house with only one bathroom won't sell as quickly or for as much as one with two or more bathrooms.

The really ironic part of this is that the reason for him getting the loan in the first place was to remodel the bathroom and install a second one.

Such is life in Nutjob Hills.

Technorati Tags: humor, rules, weird, loans, weird rules, banking, nutjob hills

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