Somebody once told me that in order to have anything worthwhile in this life, you have to have debt. I’ve always hated that kind of thought because excess debt is one of the things that has done loads of damage to uncounted millions of people and for the most part it’s only getting worse [...]

 Powered by Max Banner Ads Well, Actually it’s past time. I am not a hamster, I’m sure theres people looking at that and wondering how I can say something like that in a world with 500 bazillion blogs out there? Easy, because it’s mine.
It’s also past time in that I’ve already been writing in [...]