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Do I Really Need Debt?

Posted by Non-Hamster on November 21st, 2007

Somebody once told me that in order to have anything worthwhile in this life, you have to have debt.  I've always hated that kind of thought because excess debt is one of the things that has done loads of damage to uncounted millions of people and for the most part it's only getting worse because too many people tend to go more than a little bit nuts when they have a credit card.  On the other hand, I am not a hamster, I realize that there is *some* truth to that hated statement, if only because very few people can afford to "save up" and pay cash for a house or even a car these days.  Thus you end up with tons of people that need credit cards or loans and can't get them because of bad credit.  That's where things like come in.

They have a variety of services and resources for people with bad credit such as credit cards, mortgages, loans and more.  There are services that allow somebody to shop around for credit offers, comparing offers and finding the best one for their situation and needs.

There are also valuable services such as a Free Credit Report & Score that can give you the information you need to know exactly why your credit rating is so bad and what you have to deal with to get that rating fixed.

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  1. kroeger on 22.11.2007 at 02:44 (Reply)

    I have what they call “positive” debt all because I wanted to go to school and become somebody.  What they didnt tell me was that I would have to pay this “positive”(do the quotation bunny ears with your fingers when you read the word positive) debt back with interest.

  2. J.C. Carvill on 01.12.2007 at 09:33 (Reply)

    Debts may sometimes be considered as gambling or investment because we will never know the certain outcome of our future..

    Education Loan & property Investment can turn out to be good, if you end up on super career with super income and your property value rises faster than the loan interest rate.

    J.C. Carvill

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