A Surprise Search From Chisinau, Moldova

Anyone that’s been blogging or operating a business website for any length of time knows that keeping tabs on what visitors are searching for is one of the ways that you learn what they’re looking for. When you know what people are looking for, you at least have a shot at supplying that need. When you supply the need of a visitor it increases the likelihood that they will not only return but they’ll probably also tell their friends and associates about their success finding what they were looking for on your site.

Anyway … I was looking up recent searches on this blog and found an interesting one. A visitor from Chisinau, Moldova in the former Soviet Union stopped by my humble blog recently. Now I am not a hamster, I think it’s really cool just to know that there’s people on the other side of the planet reading my thoughts. What I found odd however is what they searched for.

The keywords they put into the search box were “credit monitor”. Anyone who’s been reading here for any length of time knows that this isn’t a financial blog and money matters aren’t my forte. However, in the interest of providing information that somebody went to the trouble of searching for, I looked up the term myself.

A “credit monitor” is a service offered by consumer credit reporting agencies offer to monitor your credit report for a fee that ranges from $45 dollars to as much as $150 a year. What they do is request your credit report regularly and notify you if anything unusual or suspicious appears.

Reputable credit counseling services advise not using a paid for service like this and instead urge people to monitor their own credit by regularly reviewing your consumer credit reports from the three major reporting agencies.

The three major credit reporting agencies are Equifax, Experian, and Transunion. Their contact information is listed below.

800 685-1111
P.O. Box 740241
Atlanta, Ga.

888 322 5583
P.O. Box 2002
Allen, Texas 75013

800 888-4213
P.O. Box 1000
Chester, Pa. 19022

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